How It Works
Getting started is simple. Complete one short form on anytiercredit.com, and we'll submit your request to our network of lenders. Available loan amounts are typically $100 to $5,000 (exact amounts depend on the lender, your state, and eligibility).
You may receive a response the same day — often within minutes. If a lender offers you a loan, you'll be redirected to that lender's website to review the full terms, including rates and any applicable fees. If you accept, funds may be deposited to your bank account as soon as the next business day.
Common Eligibility Requirements
Most lenders in our network generally look for applicants who can:
- Have been employed with the same employer for at least 90 days
- Be at least 18 years old and a U.S. citizen or permanent resident
- Have approximately $1,000/month in take-home income (after taxes)
- Have an active checking account in their name
- Provide a working phone number (home and/or work)
- Provide a valid email address
Quick Inquiry Process
Using secure technology, we match your request with a lender that may be willing to work with you based on the information you provide. If a lender is interested, they may contact you to request additional details or verification (such as proof of income or employment).
Funds Sent Directly to You
If your request is approved, the lender may deposit funds directly into your bank account. This helps you avoid trips to the bank, paper checks, and check-cashing fees.
Private and Secure
We use industry-standard security measures and encryption to help protect your personal information.
Automatic Repayment (ACH)
If you authorize your lender to collect payments through automatic bank withdrawals (also called ACH transfers), payments may be withdrawn directly from your bank account on scheduled due dates.
Late Payments
Late payment rules vary by lender and may also depend on state law. Before accepting any loan, review the loan agreement and your lender's late payment policy carefully. In some states, late fees may be limited by law. In others, late payments may result in additional fees or cause the remaining balance to become due sooner.
Note: Please borrow responsibly. Before agreeing to a loan, make sure you can repay it in full and on time. You know your financial situation best.
Loan Extensions
Some state laws limit or prohibit loan extensions or "rollovers." If you need an extension, contact your lender directly to ask what options are available.
Loan Default
If you are unable to make payments on time, you may be in default under your loan agreement. Late payments or default may negatively impact your credit and could make it harder to obtain credit in the future.